TRUST & COMPLIANCE

Built on real US regulatory infrastructure.

RSKX is a Chicago-based event-contract platform targeting listing through CME Group (or another Chicago-based CFTC-designated venue). Customer funds are held in segregated US accounts at a tier-1 partner bank. We have not yet secured CME's approval — the partnership is a stated target, not a completed agreement. Everything else below is documented honestly: what's operational, what's in flight, and what's still ahead.

Listing venue CME Group (target) Chicago · CFTC-designated DCM · partnership not yet secured EARLY DISCUSSIONS
Customer funds Segregated · FDIC-swept Tier-1 US bank · daily reconciliation ✓ OPERATIONAL
Audit SOC 2 Type II Big-4 audit firm engaged Q1 2026 IN PROGRESS
Resolution & disputes 48h dispute window Documented data sources · public spec ✓ DOCUMENTED

Listing venue & regulatory framework

RSKX is being built in Chicago to be listed through an existing Chicago-based CFTC-designated contract market — our primary target is CME Group. We have not secured CME's approval. We have no commitment from CME, no signed term sheet, no listing agreement. The partnership is a target, and we'll communicate any change in status publicly.

CONTRACT TYPE Binary event contract Each contract pays $1 on a defined qualifying event, $0 otherwise. Equivalent to a CFTC event contract — not a swap, not an option, not a securities-based product. STRUCTUREDEFINED
TARGET VENUE CME Group, Chicago Listing through CME's existing DCM designation would mean RSKX contracts trade under CME's regulatory umbrella with CME's clearing. Honest status: no agreement yet. We're targeting early formal engagement Q3 2026. STATUSEARLY DISCUSSIONS
FALLBACK PATH Independent CFTC DCM filing If CME partnership doesn't materialize, RSKX will file independently as a CFTC-designated contract market, the same path Kalshi took. Higher cost, longer runway, but the regulatory framework is well-trodden. PATH BPREPARED

How customer funds are held

Customer cash never sits on RSKX's corporate balance sheet. Deposits are swept into FDIC-insured segregated accounts at our partner bank, reconciled daily, and audited against trading liabilities.

SEGREGATION Segregated customer accounts All deposits held in segregated FBO ("for benefit of") accounts. Never commingled with operating cash. Never used for corporate working capital. FBO ACCOUNT✓ ACTIVE
FDIC INSURANCE Pass-through coverage Customer balances are FDIC-insured on a pass-through basis up to $250K per beneficial owner at the partner bank — same model used by Wealthfront, Public, etc. COVERAGE$250K / BO
RECONCILIATION Daily, third-party verified Bank balance reconciled daily against open positions + cash balances. Third-party auditor sample-tests reconciliations monthly. Any shortfall triggers withdrawal freeze. FREQUENCYDAILY

Settlement integrity

Every contract specifies its data source, threshold, and dispute window in advance — published with the listing, never changed mid-trade. Resolution is data-driven, not committee-driven.

DATA SOURCES Named, public, government NOAA HURDAT2, NWS SPC, USGS ShakeMap, NIFC InciWeb, Cal Fire, FEMA NFHL, USDA RMA. All sources are public and authoritative. No private data, no scraped feeds. SOURCES9 NAMED
DISPUTE WINDOW 48 hours post-resolution Any position-holder may file a dispute with counter-evidence (alternate authoritative source, instrument failure, boundary error). RSKX reviews and posts the final call publicly. WINDOW48H
AUDIT TRAIL Every resolution is public For each settled contract: the raw data point, the source URL with timestamp, the resolution rule applied, and the payout calculation. All preserved indefinitely. RETENTIONPERMANENT

Audit, security, and insurance

We're an early-stage venue. We tell you exactly where every control stands — what's certified, what's in progress, and what's targeted.

SOC 2 Type II engagement Engaged with a Big-4 audit firm Q1 2026. Type I expected Q4 2026, Type II Q4 2027. Available under NDA before formal report issuance. STATUSIN PROGRESS
PEN TESTING Quarterly, third-party External pen-tests against the trading engine, REST/FIX gateways, and customer-funds reconciliation pipeline. Results shared with prospective institutional counterparties. CADENCEQUARTERLY
INSURANCE Cyber + E&O $5M cyber liability and $10M errors & omissions in place at venue level. Customer funds are not insured by these policies — they're protected by segregation + FDIC pass-through. COVERAGE$15M

Compliance FAQ

The questions every institutional counterparty asks before placing the first dollar.

What exactly are RSKX contracts under US law?
Binary event contracts that resolve $1 / $0 on objectively observable public data. The intended legal structure is a CFTC-regulated event contract, listed through a designated contract market. Our target listing venue is CME Group — we are based in Chicago and CME is our preferred partner. Honest status: no listing agreement yet.
Where are customer funds held?
In a segregated FBO ("for benefit of") account at our partner bank, FDIC-insured up to $250K per beneficial owner on a pass-through basis. Funds never touch RSKX's operating accounts. Reconciled daily.
What if RSKX itself fails?
Segregation means customer cash is bankruptcy-remote from RSKX's corporate balance sheet. Open positions are cleared through our DCO partner, so resolution and payout obligations sit with the clearinghouse, not with us.
What if NOAA / USGS publishes wrong data?
Any position-holder can dispute within the 48-hour post-resolution window with counter-evidence. Disputes route to a documented review process; decisions and underlying evidence are published. Designed to mirror CME's price-correction policy in spirit.
Who can trade?
US accredited investors, US institutions, and eligible non-US institutions in jurisdictions where these contracts are permitted. Standard FinCEN AML / OFAC screening at onboarding. Retail eligibility follows the regulatory framework once DCM designation is final.
Is this gambling?
No. RSKX contracts settle on objectively measured catastrophe events with economic consequence to participants. They're risk-transfer instruments. The same regulatory test that distinguishes Kalshi's event contracts from sports wagering applies.
Audit / SOC 2 timeline?
Big-4 audit firm engaged Q1 2026. SOC 2 Type I report expected Q4 2026, Type II Q4 2027. Available under NDA pre-report.
How do I do due diligence right now?
Request the diligence pack via compliance@rskx.io. It includes the contract spec, custody bank attestation, current pen-test summary, KYC/AML policy, and the working CFTC submission outline.

Document library

Diligence pack documents — request access if not visible.

Contract specifications (per peril)PUBLIC · v1.2↓ PDF
Terms of service & user agreementPUBLIC · 2026-04↓ PDF
Privacy policyPUBLIC · 2026-04↓ PDF
Resolution & dispute procedurePUBLIC · v1.0↓ PDF
Custody bank attestationUNDER NDAREQUEST
KYC / AML policyUNDER NDAREQUEST
Latest pen-test summary (Q2 2026)UNDER NDAREQUEST
SOC 2 progress letterUNDER NDAREQUEST
Insurance certificates (cyber + E&O)UNDER NDAREQUEST

Diligence questions go straight to compliance.

Not a contact form. Real humans on our compliance team responding within one business day.

compliance@rskx.io → General inquiries