About RSKX

We exist because we lived the problem.

The binding constraint in catastrophe insurance isn't pricing. It's aggregate. Once a carrier has too much correlated exposure in a footprint — a county, a ZIP, a watershed — they can't write the next risk that walks in the door, no matter how attractive it is.

The market closes. Capacity dries up. Homeowners get non-renewed. And the carriers that want to compete sit on the sidelines.

RSKX exists to break that. We give carriers and MGAs a way to buy targeted coverage against their CAT aggregate, so they can keep writing — and keep competing — in the very places where their accumulated exposure would otherwise force them out.

THE MARKET TODAY

Every retreat is the same problem.

The headlines call it a crisis. The actual mechanism is technical, and it's the same everywhere: too much correlated CAT exposure on the books, and nowhere efficient to lay it off.

State Farm
California · 2023→
Stopped writing new home policies and non-renewed 72,000 in fire-exposed counties. The decision wasn't about pricing — it was about aggregate already on the books.
Citizens Property
Florida · ballooning
The state-backed insurer of last resort has 1.4M policies because private carriers can't or won't take on more wind aggregate in the same coastal zones.
Progressive
Footprint tightening · ongoing
Pulling back across hurricane-exposed states. Same playbook: writing what they can, declining where the correlated tail would push their portfolio out of risk tolerance.
“If you've watched insurance walk away from American homeowners over the last few years and thought there has to be a better answer — that's the company we're building.”
— Jim Jirsa, Founder
Team

Skin in the game,
or it doesn't count.

RSKX is led by an operator who built CAT analytics inside a wildfire MGA and watched the aggregate constraint shape every decision the business made.
Jim Jirsa, Founder & CEO RSKX · 01 FOUNDER
Jim Jirsa CEO & FOUNDER

Five years on a fixed income desk at Performance Trust Capital Partners as VP of Data Science for the FIG group — where I learned how real markets price tail risk, and just as importantly, where they fail to.

From there I went on to build the analytics and AI function from scratch at Green Shield Risk Solutions (GSR), a wildfire-focused E&S MGA, where I still hold equity and lead AI & Analytics today.

I'm drawn to problems at the intersection of probability, mathematics, and capital — anywhere the distribution has a fat right tail and the stakes are real.

B.S. Finance Saint Louis University
MSBA University of Notre Dame
M.S. Applied Math DePaul University
Currently CEO, RSKX · Head of AI & Analytics, GSR
CURRENT & PRIOR
RSKX CEO & FOUNDER · 2026 →
Green Shield Risk Solutions HEAD OF AI & ANALYTICS · EQUITY · 2023 →
Performance Trust Capital Partners VP, DATA SCIENCE · FIG · 2020 — 2023
We're early. We're hiring. Quant, full-stack, and actuarial roles. If this resonates, get in touch.
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